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The numbers are hard to ignore. The average American family now spends more than 10% of their household income on health insurance premiums and deductibles alone.

Healthcare affordability has become one of the defining challenges facing our industry. Premiums continue to rise, employers are shifting more costs to employees, and consumers are struggling to navigate a fragmented system marked by complex benefits, disconnected experiences, and rapidly increasing medical and pharmacy costs.

Today’s healthcare affordability crisis is testing health plans in ways few anticipated. Yet, while the pressure is acute, it also creates a defining moment: a chance to meet the competitive mandate for transformation.

Next up in the NASCO series about health plan transformation is Lori Logan’s blog about …

The healthcare affordability crisis is not a moment to pause. It’s the moment for health plans to transform. The healthcare affordability crisis might be pushing health plans to pull back—to retrench, regroup, and wait for calmer waters. It is an understandable instinct, but one that comes with distinct risks. Transformation is no longer optional. The affordability crisis is forcing every health plan to confront cost, quality, and value in ways that they could previously defer. While the worsening affordability crisis is a headwind, it is also a catalyst for innovation and competitive differentiation, but the time to act is now. …

Learn how NASCO helps health plans compete and mitigate the healthcare affordability crisis for employer customers in the alternative health plan (AHP) market